Pages About Us Blog Code of Ethics Contact DFT Home Homebot LoanApplication Mortgage Calculators Mortgage Types Mortgage Videos NMLS Our Agents Privacy Policy Reviews & Testimonials Sitemap Users with Disabilities Posts by category Category: CD Rates The Wall Street Journal today has a front page article Fed Hikes Don’t Go Far Enough For Some Investors. Category: Doug Jones Membership Matters Home inspections shouldn’t only happen at purchase. Why the Interest Rate You’re Advertised May not be the Rate You Get Why Refinancing in California Takes Longer California Mortgage Disclosures: What You’ll Receive (and Why Depreciation Made Simple for First-Time Rental Owners First-Time Landlord? Consider Hiring a Property Management Company The Service Approach I Live By Buyers: Get Ready to Buy Buy Out of The Area If interest rates are high – why are home prices staying high 5 Backyard Design Ideas That Your Dogs Will Love Healthy Home, Healthy You: Columnist: Reverse Mortgages Can Improve Retirement Security Choosing a Home with Good Bones Cautions about the Reverse Mortgage On the Market: Tips to Sell Your Humble Dog-Friendly Abode Buyers Agent: they made me do it A Two Paragraph Real Estate Contract – Really A Really Good Pre-Approval Package will help the Buyer win the Offer’s War Category: Joe Adamson More About Mortgage Math Mortgages…Math Is Important! Misconceptions about reverse mortgages Category: Mortgages Why Do Different Websites Show Different Mortgage Rates? August 3, 2026 Why Some San Jose Homes Sell in 7 Days – While Others Sit Why Is My Mortgage Rate Higher Than My Neighbor’s? Understanding UMBS Pricing and How It Impacts Mortgage Rates Mortgage Market Remains Transfixed by War Reverse Mortgage Payments Explained in Plain English Underwriting Processes Why Reverse Mortgage Rates Are Higher Second Mortgage vs Refinance: Which Costs Less? The $80,000 Skylight Turned Down Twice—Approved in 30 Seconds Realtor vs. Lender Contractor vs. Handyman in California: What Homeowners Should Know Importance of Really Good Credit The Refinance Process: What Homeowners Need to Know Mortgage Loan turn downs – sometimes nobody knows why Having Income is Required for a Reverse Mortgage Loan When is it a good time to buy ? California How is the Interest Rate Determined ? Category: Real Estate Stay vs Sell: What $1.3M in Equity Really Means in San Jose Real Estate Mistakes That Cost Homeowners Big Category: Reverse Mortgage The History of the Reverse Mortgage Loan What Is a Reverse Mortgage Proposal? Who Needs to Attend Reverse Mortgage Counseling? Reverse Mortgages Don’t Eliminate Every Housing Expense Reverse Mortgage: Can a Surviving Spouse Stay in the Home? Can a Power of Attorney Be Used to Sign a Reverse Mortgage? How Is the Loan Limit Determined for a Reverse Mortgage Loan ? Can a Reverse Mortgage Exceed Home Value? Could a Reverse Mortgage Help You Buy Your Next Home? What Are the Types of Reverse Mortgages? Consumer Protections Built Into Reverse Mortgages Reverse Mortgage: What Happens After Debt Is Gone? Can the Borrower Make Payments On A Reverse Mortgage Think Reverse Mortgages Start at 62? Not Always Will a Reverse Mortgage Eat Your Equity? 2025 Reverse Mortgage Income Myths in California Busted: What Really Counts & What Doesn’t Category: testimonials “The Fuse Box in the Bathtub (And a Simple Lesson for Homeowners)” Mortgage Rates 101: What It Would Take to Hit 5.99% A Hot Stock Market Isn’t Great for Mortgage Rates Kate S. Mary Jo testimonial for Heather Kulp Category: Uncategorized Discovering Doug Jones Magic: A Surprise on Yelp 3 Questions That Home Buyers Should Ask a Realtor Exterior Home Remodeling Projects to Increase Curb Appeal Important Factors to Consider When Buying a New Home in 2020 Innovative Materials That Lower Home Energy Bills And Increase Property Value Some Important Reverse Mortgage Guidelines Six Things All Pet Parents Should do on Moving Day How To Compute Blended Rate: The real cost of all money borrowed What should I discuss with the Reverse Mortgage Counselor ? Your loan requires mortgage insurance? Get your credit score high ! Tips for Financing a Home Purchase Category: Yelp Thank You for the Wonderful Review, Beth Ann! I just saw and read a 10 year old Review – Wow