I recently found myself spending more time exploring the world of magic something I’ve grown increasingly curious about and genuinely enjoy stepping into. During that exploration, I did a simple Yelp search for “Doug Jones Magic” in San Jose, CA, … Read the rest
3 Questions That Home Buyers Should Ask a Realtor
If you feel like rent is burning a hole in your pocket, it may be high time to jump into the real estate market and buy your first home. The problem is that signing away your life’s savings for a … Read the rest
Exterior Home Remodeling Projects to Increase Curb Appeal
When choosing home remodeling projects, a major consideration in the projects you ultimately decide to undertake involves how much value the given projects will add to your property come resale time.
To this effect, a great way to add some … Read the rest
Important Factors to Consider When Buying a New Home in 2020
Purchasing a new home can not only provide a sense of fulfillment and years of enjoyment, but it can also be a great investment, as the price of real estate has consistently ridden market highs and lows to appreciate in … Read the rest
Innovative Materials That Lower Home Energy Bills And Increase Property Value
Whether the time has come for a home remodel or you are looking to purchase a new home, attention to the building materials of the home is incredibly important, as the proper use of innovative materials will lower your energy … Read the rest
Some Important Reverse Mortgage Guidelines
This is from the National Reverse Mortgage Lenders Association. Among the rules and obligations you need to be aware of for a Reverse Mortgage are:
Everyone listed on the deed of a home owned by someone seeking a reverse mortgage … Read the rest
Six Things All Pet Parents Should do on Moving Day
People stress about moving. So do people’s pets. Dogs and cats are especially prone to pressure caused by unexpected activities, such as moving trucks in the driveway and a new pile of boxes in the hall. Unfortunately, there … Read the rest
Buyers Agent: they made me do it
How To Compute Blended Rate: The real cost of all money borrowed
A person called me today concerned that the Fed Discount, Prime Rate, etc will be rising and is considering a refinance. I computed for him the cost of ALL money that he has borrowed and this is the formula to … Read the rest
What should I discuss with the Reverse Mortgage Counselor ?
You are required to attend a Reverse Mortgage Counseling session with a Counseling Agency approved by the Department of Housing and Urban Development (“HUD”). This counseling session will help you evaluate if a Home Equity Conversion Mortgage (“HECM”) is suitable … Read the rest
Your loan requires mortgage insurance? Get your credit score high !
If you are a home buyer with only a 5% down payment it is extremely important that your credit score is as high as you can make it. Why?
For a 95% loan to $417,000 the Monthly Mortgage insurance is … Read the rest
Tips for Financing a Home Purchase
First time home buyers – when you are planning to buy your home let that be your number one goal !
Here are a couple of mistakes I see people make when purchasing a home.
Taxes: The tax preparer has … Read the rest