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Healthy Home, Healthy You:

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Remodels and Upgrades That Can Improve Your Health and Well-Being

The word “remodel” often gets one thinking that improvements are being made to a home in order to increase the value of the house or to improve the aesthetics. However, … Read the rest

Columnist: Reverse Mortgages Can Improve Retirement Security

Reverse Mortgage

In a recent story titled How to Create a Retirement ‘Paycheck,’ syndicated columnist and certified financial planner Liz Weston recommended strategies for improving retirement security that included getting a reverse mortgage.

After first discussing income annuities, Weston added, “Another option … Read the rest

Choosing a Home with Good Bones

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How To Know If A House Has ‘Good Bones’

When you’re shopping for a new home, it’s not uncommon to hear your realtor say that a house has “good bones.” But what does that mean? You might notice that they … Read the rest

Cautions about the Reverse Mortgage

This is from the National Reverse Mortgage Lenders Association:

As with any financial transaction–be it a mortgage, a credit card or even a bank account–there are specific rules and obligations attached to reverse mortgages. Some of them are unique to … Read the rest

Some Important Reverse Mortgage Guidelines

This is from the National Reverse Mortgage Lenders Association. Among the rules and obligations you need to be aware of for a Reverse Mortgage are:

Everyone listed on the deed of a home owned by someone seeking a reverse mortgage … Read the rest

More About Mortgage Math

math formula

Recently, I wrote about mortgage math and this article is another aspect of that math.

Over the years, I’ve observed that most people, but not all, know the approximate rate on their mortgage. They know because it’s usually their largest … Read the rest

Mortgages…Math Is Important!

There is more math in the mortgage process than meets the eye and most borrowers, and even many loan officers, don’t understand all potential ramifications.  It’s important to work with someone who does in order for them to present the … Read the rest