If you’re like most of us dog owners, you’ve been spending and plan to spend a lot of time with your pooches this year. This means it’s the perfect time to make the backyard more inviting to both you and … Read the rest
When choosing home remodeling projects, a major consideration in the projects you ultimately decide to undertake involves how much value the given projects will add to your property come resale time.
To this effect, a great way to add some … Read the rest
Purchasing a new home can not only provide a sense of fulfillment and years of enjoyment, but it can also be a great investment, as the price of real estate has consistently ridden market highs and lows to appreciate in … Read the rest
Whether the time has come for a home remodel or you are looking to purchase a new home, attention to the building materials of the home is incredibly important, as the proper use of innovative materials will lower your energy … Read the rest
The word “remodel” often gets one thinking that improvements are being made to a home in order to increase the value of the house or to improve the aesthetics. However, … Read the rest
In a recent story titled How to Create a Retirement ‘Paycheck,’ syndicated columnist and certified financial planner Liz Weston recommended strategies for improving retirement security that included getting a reverse mortgage.
After first discussing income annuities, Weston added, “Another option … Read the rest
When you’re shopping for a new home, it’s not uncommon to hear your realtor say that a house has “good bones.” But what does that mean? You might notice that they … Read the rest
This is from the National Reverse Mortgage Lenders Association:
As with any financial transaction–be it a mortgage, a credit card or even a bank account–there are specific rules and obligations attached to reverse mortgages. Some of them are unique to … Read the rest
This is from the National Reverse Mortgage Lenders Association. Among the rules and obligations you need to be aware of for a Reverse Mortgage are:
Everyone listed on the deed of a home owned by someone seeking a reverse mortgage … Read the rest
People stress about moving. So do people’s pets. Dogs and cats are especially prone to pressure caused by unexpected activities, such as moving trucks in the driveway and a new pile of boxes in the hall. Unfortunately, there … Read the rest
Some people are dog lovers, while others aren’t. While the latter seems crazy to you, you need to keep this in mind when you are trying to sell your home. For some potential buyers, the dog-friendly aspect will be a … Read the rest
Recently, I wrote about mortgage math and this article is another aspect of that math.
Over the years, I’ve observed that most people, but not all, know the approximate rate on their mortgage. They know because it’s usually their largest … Read the rest
Obviously this transaction is before the Dodd Frank Legislation. A Realtor brought me a 2 paragraph real estate transaction and the one page is the only page he gave me. I told him that the bank would not accept the … Read the rest
There is more math in the mortgage process than meets the eye and most borrowers, and even many loan officers, don’t understand all potential ramifications. It’s important to work with someone who does in order for them to present the … Read the rest