How is the Interest Rate Determined ?

100 Dollar Bills

Well, for an individual buyer the rate is determined by a lot of factors: primary home or investment home, loan size, Loan to Value, credit score, credit history, debt ratio, type of income, job history, job stability, w-2 or 1099 … Read the rest

Healthy Home, Healthy You:

architecture contemporary couch design

Remodels and Upgrades That Can Improve Your Health and Well-Being

The word “remodel” often gets one thinking that improvements are being made to a home in order to increase the value of the house or to improve the aesthetics. However, … Read the rest

Choosing a Home with Good Bones

old house

How To Know If A House Has ‘Good Bones’

When you’re shopping for a new home, it’s not uncommon to hear your realtor say that a house has “good bones.” But what does that mean? You might notice that they … Read the rest